HomePoint Credit Solutions
HomePoint Credit Solutions
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  • Home
  • Book Your Consultation
  • How it Works
  • Education

HOW IT WORKS

STEP 1 - GET STARTED

Book your FREE Consultation, right here on the website

STEP 2 - ANALYSIS OF YOUR CREDIT PROFILE

  • We take a deep-dive into your credit report, looking for items we can improve
  • We develop a strategic plan for disputes and overall wellness for your credit, present and future
  • You are a part of the plan, as we work together to restore your credit and, ultimately increase your score
  • At this point, you may also be given "homework" that we can't complete for you, to further speed along your restoration plan

STEP 3 - DISPUTES

Using our expertise and experience with all types of credit challenges, we will create dispute letters for the three Credit Bureaus and/or reach out to the other resources we have to remove negative items. 

STEP 4 - MANAGE AND MONITOR

We will monitor the progress of each dispute as the bureaus investigate and respond (this can take 30-60 days for all three)

STEP 5 - RESOLVE AND ESCALATE (if NECESSARY)

  • After the bureaus  have responded to disputes, it may be necessary to escalate the matter further, increasing the odds of having negative items removed or corrected.  
  • We will review revised reports for additional or remaining errors andcontinue to work towards removal or correction until restoration is complete. 

request a free, no-obligation consultation below

request a free, no-obligation consultation below

request a free, no-obligation consultation below

request a free, no-obligation consultation below

request a free, no-obligation consultation below

request a free, no-obligation consultation below

DO IT YOURSELF TOOLBOX

GET CREDIT FOR RENT

LEGAL SERVICES FOR LESS

GET CREDIT FOR RENT

Improve your credit  by reporting the last 24 months of rent payments history to the credit bureaus.


*RentReporters has a monthly fee

Learn more

PROTECT YOUR CREDIT

LEGAL SERVICES FOR LESS

GET CREDIT FOR RENT

Protect your Identity and Credit with IDShield.  Individual,  Family & Business plans available needs. 


*IDShield has a monthly fee

Learn more

LEGAL SERVICES FOR LESS

LEGAL SERVICES FOR LESS

LEGAL SERVICES FOR LESS

When you need legal help, LegalShield is there, with no hourly fees or retainer. 


*LegalShield has a monthly fee

Learn more

GET YOUR SCORE & MORE

LEGAL SERVICES FOR LESS

LEGAL SERVICES FOR LESS

Get your reports, get alerts, protect from dark web & identity theft insurance. 


*MyScoreIQ has a monthly fee

Learn more

By federal law, you must know that YOU CAN DO THE CREDIT RESTORATION PROCESS YOURSELF. YOU ALSO HAVE 3 DAYS TO CANCEL ANY AGREEMENT MADE WITH THIRD PARTY CREDIT REPAIR COMPANIES, which must be done in writing and will discontinue the consulting process. You can read and review The Fair Credit Reporting Act and the Credit Repair Organizations Act at ftc.com by writing the FTC


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